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八、减费让利的具体措施有哪些？
支付手续费减费让利政策共分为银行账户服务、人民币结算、电子银行、银行卡刷卡、支付账户服务5个方面，涵盖了小微企业和个体工商户降费呼声高、使用频度高的基础支付服务。其中，与电子支付相关的措施主要包括：鼓励商业银行在免收一个账户管理费和年费基础上，对小微企业和个体工商户免收全部单位结算账户管理费和年费；鼓励商业银行对通过网上银行、手机银行、ATM等渠道进行的单笔10万元（含）以内的小微企业和个体工商户对公跨行转账汇款业务实行优惠，优惠后价格不高于现行公示价格9折；鼓励商业银行对小微企业和个体工商户网上银行、手机银行、电话银行、安全认证工具的年费和管理费实行免收或优惠措施，优惠后价格不高于现行公示价格5折；鼓励非银行支付机构对采用收款码收款的小微企业和个体工商户、有经营行为的个人免收支付账户提现手续费等。
中国人民银行陇南市分行